Property Insurance Intent to Initiate Litigation

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Notice Number: 7390
Notice Accepted: 09/29/2021
Claimant (Insured filing suit under a residential or commercial insurance policy)
Niva Nozime mmazzitelli@roller.law
319 NE 172nd Street North Miami Beach Florida
33162 1504-1300-7653 FL17-0105761-E317

* The Property Insurance Intent to initiate Litigation Notice applies to residential or commercial property insurance policies per Section 627.70152, Florida Statutes.

Attorney
Melissa Ivelisa Diaz mmazzitelli@roller.law
801 NE 167TH STREET 2ND FLOOR NORTH MIAMI BEACH Florida
33162
Not Provided

* Pursuant to Section 627.70152, Florida Statutes, the Attorney filing this Notice must provide a copy of this Notice to the Claimant. The Claimant’s email address is a required field as this Notice will be transmitted to the Claimant upon submission.

Notice Details
UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY(10861)

* The Property Insurance Intent to Initiate Litigation Notice will be sent to the insurer upon submission, pursuant to Section 627.70152, Florida Statutes.

* Make sure to reference the declarations page on the insurance policy to confirm the legal name of the insurance company. If you are unsure about the correct legal name of the underwriting company, please check with the Secretary of State, Division of Corporations, at www.sunbiz.org, or the Office of Insurance Regulation website at www.companysearch.myfloridacfo.gov to search for an insurer’s name.

The Department of Financial Services (Department) does not review entries for accuracy, determine the validity of the allegations, nor verify that the proper insurance company has been selected on the Property Insurance Intent to Initiate Litigation Notice (Notice). This system determines whether a filing is accepted based on whether it contains a response in all required fields necessary to submit a complete Property Insurance Intent to Initiate Litigation Notice. No determination is made as to the legal sufficiency of the information provided by the consumer or their counsel in the submission.

* Alleged Acts or Omissions of the Insurer: (500 Maximum number of characters)

To the extent that Fla. Stat. 627.70152 imposes additional requirements for insurance benefits, it should not be given retroactive application and therefore should not apply to this claim pursuant to Menendez v. Progressive Express Ins. Co., 35 So. 3d 873 (Fla 2010). Out of an abundance of caution, and without waiving any rights or objections, Insured files this Notice nonetheless. Insurer denied claim without conducting a reasonable investigation and did not provide a reasonable written explanation of the denial. Insurer dismissed findings and recommendations of experts without basis.
$95,326.00
$85,326.00
$10,000.00
$0.00
$0.00

* If necessary, any additional information regarding the amounts listed may be included as an attachment to this Notice.

Attachments
Files Attached to the Notice RecordFile Description
Demand-.pdf Demand
Nozime- Denial Letter.pdf Denial Letter From Insurance
NIVA-NOZIME-ESTIMATE (HURRRICANE).pdf Estimate
Acknowledgement

The submitter hereby states that this Property Insurance Intent to Initiate Litigation Notice is provided pursuant to Section 627.70152, Florida Statutes.

Before submitting a Notice using this system, please verify that all text has been entered correctly and completely. Once the Notice has been submitted, the text cannot be changed or deleted.

* Disclaimer: If you are a new user, please read the information below before you submit a Property Insurance Intent to Initiate Litigation Notice.

This system is intended for use by parties who are beginning the process of filing suit against an insurer when they feel they have been adversely affected by specific acts or omissions of the insurer under a property insurance policy.

A Notice created using this system is intended to meet a portion of legal requirements set forth in Section 627.70152, Florida Statutes, which requires a claimant to file Notice with the Department of intent to initiate litigation at least 10 business days prior to filing suit under the policy, but not be given before the insurer has made a determination of coverage under Section 627.70131, Florida Statutes.

The Department provides this form for completion and transmits it to the insurer and the claimant pursuant to Section 627.70152, Florida Statutes. This form is not a complaint or inquiry made pursuant to Section 624.307, Florida Statutes and shall not be handled as such.

Information submitted as part of the Property Insurance Intent to Initiate Litigation Notice is a public record. Data entered into this form and attachments will be displayed on the Department of Financial Services Property Insurance Intent to Initiate Litigation Notice website for public review.

Do Not enter Social Security Numbers, personal medical information, personal financial information or any other information you do not want available for public review.